![]() The account in question does not have a history of delinquency, The account payment does not need to be considered as part of the borrower’s DTI ratio if: ![]() When a self-employed borrower claims that a monthly obligation that appears on his or her personal credit report (such as a Small Business Administration loan) is being paid by the borrower’s business, the lender must confirm that it verified that the obligation was actually paid out of company funds and that this was considered in its cash flow analysis of the borrower’s business.
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